How to receive money from foreign country to India?
1. Payment Gateway Use Karna (Legal & Trusted)
Aap kisi international payment gateway ka use kar sakte hain, jaise:
- PayPal – Worldwide use hota hai, donation aur payment dono ke liye.
- Wise (TransferWise) – Kam charges mein paisa transfer karne ke liye.
- Stripe – Website par payment lene ke liye (business ke liye).
- Razorpay (International Enabled) – Indian gateway hai, lekin foreign payment ka option bhi milta hai agar aapka account verified ho.
2. Bank SWIFT Transfer (Direct to Bank Account)
Aap apne bank ka SWIFT code dekar kisi bhi desh se paisa mang sakte hain. Isme:
- Receiver ka naam
- Bank account number
- Bank ka SWIFT/BIC code
chahiye hota hai.
Note: Ye safe hai, lekin bank charges thode zyada hote hain.
3. Crypto Payment (Jaise Bitcoin, USDT, etc.)
Agar aap tech-savvy hain, to aap crypto wallet create karke logon se crypto mein paisa mang sakte hain. Jaise:
- Binance Wallet
- Trust Wallet
- Coinbase Wallet
Lekin ismein volatility aur legality ka dhyan rakhna zaroori hai (India mein abhi partially regulated hai).
4. Crowdfunding Platform (Donation ke liye)
Agar aap kisi social cause, project ya personal emergency ke liye paisa mangna chahte hain, to:
- GoFundMe
- Ketto
- Milaap
- Indiegogo
jaise platforms ka use kar sakte hain.
5. Invoice ke Through Payment Lena (Freelancer ya Business ke liye)
Agar aap koi service ya product provide kar rahe hain, to aap invoice banakar client ko bhej sakte hain aur payment mang sakte hain via PayPal, Wise, ya bank transfer.
Extra Tips:
- Aapka kaam legal hona chahiye (scam jaisa kuch na ho).
- Foreign payment lene ke liye India mein FCRA (Foreign Contribution Regulation Act) ka bhi dhyan rakhna padta hai (specially NGOs ke liye).
- Account verification jaruri hota hai – naam, PAN, address proof, etc.
- Dollar ya Euro account open karne ka bhi option hota hai kuch gateways me (Wise, Payoneer).